Banking digitally in the 21st century is a risk, accompanied, today we will show you how hackers hack Opay accounts and also show you the roles you have playing that will further assist them in hacking your Opay account so you will be aware and avoid falling prey to their cheap formats.
Opay. just like any other digital bank is prone to hacks, But most hack cases are from the customer's end, most of you engage in some unhealthy things that may, in turn, get your account's private data out there for scammers.
Opay is one of the top digital banks in Nigeria and should be on the top list of scammers and hackers targets.
These activities are:
Enabling Free Login
This is one of the worst mistakes you can make on your Opay app, turning on free Login will set your app to always open and anyone can access your Account by simply tapping on the Opay app as it won't require passwords anymore on your device. You should consider rather selecting Don't save the password, as it would request authentication immediately after you close and reopen your Opay app.
- Greed

We at times get carried away by mind-blowing offers from internet scammers, imagine someone messaging you on WhatsApp without proper introduction and telling you to bring your Opay account, that he will Load a huge amount, and you both will share it with a ratio, it doesn't only sound too good to be true, it is a way of getting you to submit your login details, authenticating them and losing not only the money in your opay, but they can also deposit with your linked card and even take overdrafts and keep you in debts.
- Using similar or weak Passwords
when you set a guessable password you're at a high risk of getting hacked, these scammers deal with so many people and know the common passwords simple users use. Always ensure you choose a unique and strong password for your opay App.
And don't use the same characters in your password and transaction pin as scammers even after getting in, to initiate a transaction they would need your transaction pin, and if you used the first four letters in your password as pin am sorry izz gone!!!.
- Phishing links (click-baiting)
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Click baiting is a process by which phishers or hijackers create a link very similar to Opay's link they send it to your inbox probably telling you: you won a lottery, your account needs to be upgraded or your account is about to be blocked note! avoid clicking any of these links and when you mistakenly do, don't log in.
- Making public Social Media Complaints

This is the most common way to attract scammers and hackers, don't just open Twitter and make posts tagging your bank and dragging them, as you're giving scammers a chance to impersonate, they would get your complaint details and your contact details and pose to be your Bank and you might fall for this and get hacked.
What to do when you discover your Opay account is being hacked
Everyone makes mistakes, you just have to take the next line of action to avoid further losses.- Try Logging in from your phone, as it will automatically log the scammer out.
- Change your Login password and transaction Pin
- Disable your Opay card, as he might have already stolen the details
- Call or message an Opay customer care agent and report so they keep an eye on and review any unauthorized transaction.
- Send out all your money to a different account, until you're sure the account is completely safe from the hacker.
Fastest Way to contact an Opay customer care agent
You will be provided with 3 means to reach out to them,
Choose which you're convenient with and Contact them right away
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