5 ways your Opay Account Can get Hacked - and how to avoid it

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opay account

Banking digitally in the 21st century is a risk, accompanied, today we will show you how hackers hack Opay accounts and also show you the roles you have playing that will further assist them in hacking your Opay account so you will be aware and avoid falling prey to their cheap formats.

Opay. just like any other digital bank is prone to hacks, But most hack cases are from the customer's end, most of you engage in some unhealthy things that may, in turn, get your account's private data out there for scammers.

    Opay is one of the top digital banks in Nigeria and should be on the top list of scammers and hackers targets.

These activities are:


  • Enabling Free Login 

opay security


This is one of the worst mistakes you can make on your Opay app, turning on free Login will set your app to always open and anyone can access your Account by simply tapping on the Opay app as it won't require passwords anymore on your device.  You should consider rather selecting Don't save the password, as it would request authentication immediately after you close and reopen your Opay app.


  • Greed

customers greed


We at times get carried away by mind-blowing offers from internet scammers, imagine someone messaging you on WhatsApp without proper introduction and telling you to bring your Opay account, that he will Load a huge amount, and you both will share it with a ratio, it doesn't only sound too good to be true, it is a way of getting you to submit your login details, authenticating them and losing not only the money in your opay, but they can also deposit with your linked card and even take overdrafts and keep you in debts.


  • Using similar or weak Passwords


similar passwords

when you set a guessable password you're at a high risk of getting hacked, these scammers deal with so many people and know the common passwords simple users use. Always ensure you choose a unique and strong password for your opay App.
    And don't use the same characters in your password and transaction pin as scammers even after getting in, to initiate a transaction they would need your transaction pin, and if you used the first four letters in your password as pin am sorry izz gone!!!.


  • Phishing   links (click-baiting)

click baiting
Click baiting is a process by which phishers or hijackers create a link very similar to Opay's link they send it to your inbox probably telling you: you won a lottery, your account needs to be upgraded or your account is about to be blocked note! avoid clicking any of these links and when you mistakenly do, don't log in.

  • Making public Social Media Complaints

social media scams
This is the most common way to attract scammers and hackers, don't just open Twitter and make posts tagging your bank and dragging them, as you're giving scammers a chance to impersonate, they would get your complaint details and your contact details and pose to be your Bank and you might fall for this and get hacked.

What to do when you discover your Opay account is being hacked 

Everyone makes mistakes, you just have to take the next line of action to avoid further losses.
    The first thing you should do is 
  • Try Logging in from your phone, as it will automatically log the scammer out.
  • Change your Login password and transaction Pin
  • Disable your Opay card, as he might have already stolen the details 
  • Call or message an Opay customer care agent and report so they keep an eye on and review any unauthorized transaction.
  • Send out all your money to a different account, until you're sure the account is completely safe from the hacker.

Fastest Way to contact an Opay customer care agent 


easiest way to contact Opay when been hacked

Contacting an Opay customer care agent is easy, as there are diverse channels made available for customers to reach out to them. Few are:

You will be provided with 3 means to reach out to them,
Choose which you're convenient with and Contact them right away

  • Contact them via the following Hotlines 

   0700 8888328 OR 01 888328 (App & Card queries)
0700 8888329 OR 01 888329 (POS Business queries)

  • Contact them Via their Social media Handles 
Tap this Link

It will take you to their Link tree
Here, you will see links to all their official social media pages and even link to download their App.

How to Know if  Your Opay Account is been Hacked

Have you stayed at some point and suddenly receive OTPs from your Bank and you didn't request it?, or have you at some point received Otps in your email? rush to your Opay app as it is being hacked.

    Immediately start making recovery measures or contact Opay to restrict debits on your account till its resolved.

Are There Opay Hacks that can add money to my Account?

We mention this above, as far as Nigerian banks is concerned, all transactions go through NIBBS and you can't flash any money from any app or software into a Bank.
    Anybody claiming to do it is a scammer, and he just needs your login information to wipe your Opay account.

  We tried to cover most scam tactics used by this miscreants, if you have scam experiences you can comment below for others to know and stay safe, Scammers and Hakers are smart and the only to survive is to be smarter.


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